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	<title>1stchoicemortgageservices</title>
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	<link>http://www.1stchoicemortgageservices.com</link>
	<description>First Choice Mortgages</description>
	<lastBuildDate>Wed, 13 Apr 2011 09:56:10 +0000</lastBuildDate>
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		<title>What Is Mortgage Overpayment Calculator</title>
		<link>http://www.1stchoicemortgageservices.com/what-is-mortgage-overpayment-calculator/</link>
		<comments>http://www.1stchoicemortgageservices.com/what-is-mortgage-overpayment-calculator/#comments</comments>
		<pubDate>Sun, 10 Apr 2011 10:53:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Best mortgage]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[Bad Credit Mortgage]]></category>
		<category><![CDATA[Bad Credit Mortgage Loans]]></category>
		<category><![CDATA[Borrowers]]></category>
		<category><![CDATA[Calculator Mortgage]]></category>
		<category><![CDATA[Competitive Mortgage]]></category>
		<category><![CDATA[Electronic Calculator]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Independent Accountants]]></category>
		<category><![CDATA[Loan Repayment]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Mortgage calculator]]></category>
		<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Mortgage Overpayment Calculator]]></category>
		<category><![CDATA[Mortgage Providers]]></category>
		<category><![CDATA[Mortgage Repayment]]></category>
		<category><![CDATA[Original Mortgage]]></category>
		<category><![CDATA[Term Period]]></category>
		<category><![CDATA[Uk Residents]]></category>

		<guid isPermaLink="false">http://www.1stchoicemortgageservices.com/what-is-mortgage-overpayment-calculator/</guid>
		<description><![CDATA[Mortgage overpayment calculator is a financial electronic calculator that calculates the term period and amount over paid in mortgage repayment. Many UK residents are now taking home loans because of the competitive mortgage market trends. People can now afford mortgages because employment opportunities have increased and lenders are giving bad credit mortgage loans. People who [...]


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		<title>What Is The The Mortgage Works?</title>
		<link>http://www.1stchoicemortgageservices.com/what-is-the-the-mortgage-works/</link>
		<comments>http://www.1stchoicemortgageservices.com/what-is-the-the-mortgage-works/#comments</comments>
		<pubDate>Sun, 13 Mar 2011 11:53:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Best mortgage]]></category>
		<category><![CDATA[Bank Of England]]></category>
		<category><![CDATA[Contract Workers]]></category>
		<category><![CDATA[Declarations]]></category>
		<category><![CDATA[Discount Mortgages]]></category>
		<category><![CDATA[First Time Buyers]]></category>
		<category><![CDATA[Fiv]]></category>
		<category><![CDATA[Fixed Rate Mortgages]]></category>
		<category><![CDATA[Hard Time]]></category>
		<category><![CDATA[Intermediaries]]></category>
		<category><![CDATA[Investment Properties]]></category>
		<category><![CDATA[Last Fifteen Years]]></category>
		<category><![CDATA[Mortgage Assets]]></category>
		<category><![CDATA[Mortgage Companies]]></category>
		<category><![CDATA[Mortgage Products]]></category>
		<category><![CDATA[Mortgage Terms]]></category>
		<category><![CDATA[Portman Building Society]]></category>
		<category><![CDATA[Repayments]]></category>
		<category><![CDATA[Self Certification Mortgages]]></category>
		<category><![CDATA[Variable Rate Mortgage]]></category>
		<category><![CDATA[Year Mortgage]]></category>

		<guid isPermaLink="false">http://www.1stchoicemortgageservices.com/what-is-the-the-mortgage-works/</guid>
		<description><![CDATA[The Mortgage Works is a specialist lender that is a company under the Portman Building Society. It has served the intermediary market for over the last fifteen years, and today, The Mortgage Works is responsible for managing over 2 billion in mortgage assets. Individuals can apply for mortgages with Mortgage works, and the company offers [...]


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		<title>Locking In The Interest Rate On Your Mortgage</title>
		<link>http://www.1stchoicemortgageservices.com/locking-in-the-interest-rate-on-your-mortgage/</link>
		<comments>http://www.1stchoicemortgageservices.com/locking-in-the-interest-rate-on-your-mortgage/#comments</comments>
		<pubDate>Tue, 08 Feb 2011 12:38:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Best mortgage]]></category>
		<category><![CDATA[Banks Interest Rates]]></category>
		<category><![CDATA[Bond Markets]]></category>
		<category><![CDATA[Business Day]]></category>
		<category><![CDATA[Buying A Home]]></category>
		<category><![CDATA[Cash Flow]]></category>
		<category><![CDATA[Chairman Of The Federal Reserve]]></category>
		<category><![CDATA[Contrary To Popular Opinion]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Federal Reserve Bank]]></category>
		<category><![CDATA[Fluctuations]]></category>
		<category><![CDATA[Half A Percent]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Making An Offer On A Home]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Mortgage rates]]></category>
		<category><![CDATA[Payback]]></category>
		<category><![CDATA[Pushing The Limits]]></category>
		<category><![CDATA[Tiny Change]]></category>
		<category><![CDATA[Uproar]]></category>
		<category><![CDATA[Volatility]]></category>

		<guid isPermaLink="false">http://1stchoicemortgageservices.com/locking-in-the-interest-rate-on-your-mortgage/</guid>
		<description><![CDATA[Many people purchasing homes are surprised to learn how quickly interest rates can change. This brings up the subject of locking in the interest rate on your loan. 
Locking In The Interest Rate On Your Mortgage
Contrary to popular opinion, interest rates for mortgage loans are not set by the Federal Reserve Bank. This assumption, however, [...]


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		</item>
		<item>
		<title>Learn About a Fixed Rate Mortgage</title>
		<link>http://www.1stchoicemortgageservices.com/learn-about-a-fixed-rate-mortgage/</link>
		<comments>http://www.1stchoicemortgageservices.com/learn-about-a-fixed-rate-mortgage/#comments</comments>
		<pubDate>Tue, 01 Feb 2011 12:38:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Best mortgage]]></category>
		<category><![CDATA[Anal]]></category>
		<category><![CDATA[Benefit]]></category>
		<category><![CDATA[Better Chance]]></category>
		<category><![CDATA[Buying A Home]]></category>
		<category><![CDATA[Decision Making Process]]></category>
		<category><![CDATA[Fixed Mortgage]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Lot]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Mortgage Rate]]></category>
		<category><![CDATA[Principle]]></category>
		<category><![CDATA[Real Estate Agent]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Vacations]]></category>

		<guid isPermaLink="false">http://1stchoicemortgageservices.com/learn-about-a-fixed-rate-mortgage/</guid>
		<description><![CDATA[
Having a fixed rate mortgage is one of the more common types of loans or buying a home.  It is very easy to understand and get. Most people know exactly what they are getting themselves into with this type of loan. 
The big benefit of a fixed rate mortgage is the stability.  No [...]


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		</item>
		<item>
		<title>Jumbo Mortgage Rates</title>
		<link>http://www.1stchoicemortgageservices.com/jumbo-mortgage-rates/</link>
		<comments>http://www.1stchoicemortgageservices.com/jumbo-mortgage-rates/#comments</comments>
		<pubDate>Tue, 25 Jan 2011 12:38:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Best mortgage]]></category>
		<category><![CDATA[Adjustable Rate Mortgage]]></category>
		<category><![CDATA[Arm Mortgage]]></category>
		<category><![CDATA[Conforming Mortgage Loans]]></category>
		<category><![CDATA[Definite Limit]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Fannie Mae And Freddie Mac]]></category>
		<category><![CDATA[Federal Home Loan]]></category>
		<category><![CDATA[Federal Home Loan Mortgage]]></category>
		<category><![CDATA[Federal Home Loan Mortgage Corporation]]></category>
		<category><![CDATA[Federal National Mortgage]]></category>
		<category><![CDATA[Federal National Mortgage Association]]></category>
		<category><![CDATA[Home Loan Mortgage]]></category>
		<category><![CDATA[Home Loan Mortgage Corporation]]></category>
		<category><![CDATA[Jumbo Loans]]></category>
		<category><![CDATA[Jumbo Mortgage Rates]]></category>
		<category><![CDATA[Jumbo Rates]]></category>
		<category><![CDATA[National Mortgage Association]]></category>
		<category><![CDATA[Non Conforming Mortgage]]></category>
		<category><![CDATA[Non Conforming Mortgage Loans]]></category>
		<category><![CDATA[Treasure Bill]]></category>

		<guid isPermaLink="false">http://1stchoicemortgageservices.com/jumbo-mortgage-rates/</guid>
		<description><![CDATA[Mortgage rates such as Jumbo rates vary quite a bit. Jumbo loans often provide you with options such as fixed-rates. Still, the fixed rate options vary. Sometimes these rates change. Usually the rates established are based on the changes in the Treasure Bill Rates, Truth in Lending Laws, and lastly the common market rates.
Jumbo mortgage [...]


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		<title>Issues To Consider When Refinancing a Mortgage</title>
		<link>http://www.1stchoicemortgageservices.com/issues-to-consider-when-refinancing-a-mortgage/</link>
		<comments>http://www.1stchoicemortgageservices.com/issues-to-consider-when-refinancing-a-mortgage/#comments</comments>
		<pubDate>Tue, 18 Jan 2011 12:38:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Best mortgage]]></category>
		<category><![CDATA[Current Mortgage]]></category>
		<category><![CDATA[Duration]]></category>
		<category><![CDATA[Equity Line Of Credit]]></category>
		<category><![CDATA[Extra Money]]></category>
		<category><![CDATA[First Mortgage]]></category>
		<category><![CDATA[Getting Money]]></category>
		<category><![CDATA[Home Equity Line]]></category>
		<category><![CDATA[Home Equity Line Of Credit]]></category>
		<category><![CDATA[Home Equity Lines]]></category>
		<category><![CDATA[Home Equity Lines Of Credit]]></category>
		<category><![CDATA[Interest Mortgages]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Last Resort]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[Principle]]></category>
		<category><![CDATA[Refinancing A Mortgage]]></category>
		<category><![CDATA[Refinancing Mortgage]]></category>
		<category><![CDATA[Refinancing Mortgages]]></category>
		<category><![CDATA[What This Means]]></category>

		<guid isPermaLink="false">http://1stchoicemortgageservices.com/issues-to-consider-when-refinancing-a-mortgage/</guid>
		<description><![CDATA[People looking to have some extra money often look to refinancing their mortgages. Doing such a thing can lead to a lower interest rate and cash in your own pocket. However, there are some things to know prior to considering this.
Issues To Consider When Refinancing a Mortgage
First of all, it is important to know that [...]


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		<item>
		<title>Is An Interest Only Mortgage A Good Idea?</title>
		<link>http://www.1stchoicemortgageservices.com/is-an-interest-only-mortgage-a-good-idea/</link>
		<comments>http://www.1stchoicemortgageservices.com/is-an-interest-only-mortgage-a-good-idea/#comments</comments>
		<pubDate>Tue, 11 Jan 2011 12:38:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Best mortgage]]></category>
		<category><![CDATA[Advantage]]></category>
		<category><![CDATA[Capital Debt]]></category>
		<category><![CDATA[Capital Investment]]></category>
		<category><![CDATA[Enough Money]]></category>
		<category><![CDATA[Extra Money]]></category>
		<category><![CDATA[Inheritance]]></category>
		<category><![CDATA[Interest On The Loan]]></category>
		<category><![CDATA[Interest Only Mortgage]]></category>
		<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Funds]]></category>
		<category><![CDATA[Lot]]></category>
		<category><![CDATA[Lump Sum]]></category>
		<category><![CDATA[Monthly Mortgage Payments]]></category>
		<category><![CDATA[Monthly Payments]]></category>
		<category><![CDATA[Mortgage Capital]]></category>
		<category><![CDATA[Mortgage Interest]]></category>
		<category><![CDATA[Mortgage Term]]></category>
		<category><![CDATA[Repaying Your Mortgage]]></category>
		<category><![CDATA[Repayment Mortgage]]></category>

		<guid isPermaLink="false">http://1stchoicemortgageservices.com/is-an-interest-only-mortgage-a-good-idea/</guid>
		<description><![CDATA[If you are looking for a home but you know that paying a mortgage will be a severe drain on your finances, then perhaps you should look at getting an interest only mortgage. If you are unsure about what an interest only mortgage is and how it can help you, then this article can provide [...]


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		<title>Is a Fifteen Year Mortgage a Good Bet?</title>
		<link>http://www.1stchoicemortgageservices.com/is-a-fifteen-year-mortgage-a-good-bet/</link>
		<comments>http://www.1stchoicemortgageservices.com/is-a-fifteen-year-mortgage-a-good-bet/#comments</comments>
		<pubDate>Tue, 04 Jan 2011 12:38:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Best mortgage]]></category>
		<category><![CDATA[Added Flexibility]]></category>
		<category><![CDATA[Calculation Tool]]></category>
		<category><![CDATA[Dollar Figures]]></category>
		<category><![CDATA[Economic Downturns]]></category>
		<category><![CDATA[Employment Situation]]></category>
		<category><![CDATA[Expendable Income]]></category>
		<category><![CDATA[Extra Money]]></category>
		<category><![CDATA[Family Budget]]></category>
		<category><![CDATA[Family Vacations]]></category>
		<category><![CDATA[Fifteen Years]]></category>
		<category><![CDATA[Hundred Thousand]]></category>
		<category><![CDATA[Intangibles]]></category>
		<category><![CDATA[Interest Payments]]></category>
		<category><![CDATA[Investment Opportunities]]></category>
		<category><![CDATA[Mortgage Calculation]]></category>
		<category><![CDATA[Mortgage Payment]]></category>
		<category><![CDATA[Mortgage Rate]]></category>
		<category><![CDATA[Ski Trips]]></category>
		<category><![CDATA[Slings And Arrows]]></category>
		<category><![CDATA[Year Mortgage]]></category>

		<guid isPermaLink="false">http://1stchoicemortgageservices.com/is-a-fifteen-year-mortgage-a-good-bet/</guid>
		<description><![CDATA[A fifteen year mortgage is a great bet, if youre inclined to gamble on a couple of things. The first, obviously, is that youre betting on your ability to pay the higher mortgage rate over the long haul.  If you have your own business, you have control over your employment situation.  Then the [...]


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		<title>Interest-Only Or 50 Year Mortgages &#8211; Do They Really Make</title>
		<link>http://www.1stchoicemortgageservices.com/interest-only-or-50-year-mortgages-do-they-really-make/</link>
		<comments>http://www.1stchoicemortgageservices.com/interest-only-or-50-year-mortgages-do-they-really-make/#comments</comments>
		<pubDate>Tue, 28 Dec 2010 12:38:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Best mortgage]]></category>
		<category><![CDATA[30 Year Fixed Mortgage]]></category>
		<category><![CDATA[50 Year Mortgages]]></category>
		<category><![CDATA[Alex Diaz]]></category>
		<category><![CDATA[Borr]]></category>
		<category><![CDATA[Borrowers]]></category>
		<category><![CDATA[Fixed Mortgages]]></category>
		<category><![CDATA[Foreclosure Rates]]></category>
		<category><![CDATA[Gas Prices]]></category>
		<category><![CDATA[Interest Only Home Loans]]></category>
		<category><![CDATA[Interest Only Loans]]></category>
		<category><![CDATA[Interest Only Mortgage]]></category>
		<category><![CDATA[Interest Only Mortgages]]></category>
		<category><![CDATA[Leaps And Bounds]]></category>
		<category><![CDATA[Mortgage Companies]]></category>
		<category><![CDATA[Mortgage Company]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Rancho Cucamonga]]></category>
		<category><![CDATA[Statewide Bancorp In Rancho Cucamonga]]></category>
		<category><![CDATA[Year Fixed Mortgage]]></category>
		<category><![CDATA[Year Mortgage]]></category>

		<guid isPermaLink="false">http://1stchoicemortgageservices.com/interest-only-or-50-year-mortgages-do-they-really-make/</guid>
		<description><![CDATA[Interest-Only Or 50 Year Mortgages &#8211; Do They Really Make Sense?
With hotspots like Las Vegas, much of California and Florida still enjoying a good real estate market, many banks and mortgage companies are now spreading out payments over 50 years to make them more affordable. Prior to these 50-year mortgages, interest-only mortgages were promoted and [...]


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		<title>Interest-Only Loans Can Buy More House and More Trouble</title>
		<link>http://www.1stchoicemortgageservices.com/interest-only-loans-can-buy-more-house-and-more-trouble/</link>
		<comments>http://www.1stchoicemortgageservices.com/interest-only-loans-can-buy-more-house-and-more-trouble/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 12:38:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Best mortgage]]></category>
		<category><![CDATA[Borrowers]]></category>
		<category><![CDATA[Estate Information Service]]></category>
		<category><![CDATA[Financial Discipline]]></category>
		<category><![CDATA[First Few Years]]></category>
		<category><![CDATA[Home Appreciation]]></category>
		<category><![CDATA[Housing Market]]></category>
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		<category><![CDATA[Real Estate Information Service]]></category>
		<category><![CDATA[Sophisticated Investors]]></category>
		<category><![CDATA[Tax Deduction]]></category>

		<guid isPermaLink="false">http://1stchoicemortgageservices.com/interest-only-loans-can-buy-more-house-and-more-trouble/</guid>
		<description><![CDATA[They&#8217;re spreading like wildfire&#8211;interest-only mortgages appear to be the panacea for rising home prices and the incomes that cant quite catch up. You can buy &#8220;more house&#8221; and have a low mortgage payment and a big tax deduction. Who wouldnt want one, right?  
Well, a large number of consumers are getting into these loans [...]


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