Conventional and Jumbo Loans
Conventional loans are secured by government sponsored entities
such as Fannie Mae and Freddie Mac.
Subprime Loans
Programs for those that have less than perfect credit. We still
have access to subprime programs. Call today!
Second Mortgages and Home Equity Lines of Credit (HELOC)
Loan programs to take advantage of the equity in your home.
Fixed Rate Mortgages
A loan program where your monthly principal and interest payments
never change.
Adjustable
Rate Mortgages (ARMs)
These loans generally begin with an interest rate that is 2-3 percent
below a comparable fixed rate mortgage, and could allow you to buy
a more expensive home.
COSI Index
This index is used to determine the interest rate for some types
of ARMs.
LIBOR Index
This index is used to determine the interest rate for some types
of ARMs.
Option Arm or 1% Loans
What is an Option ARM?
Balloon Mortgages
Balloon loans are short term mortgages that have some features of
a fixed rate mortgage.
Construction Loans
This loan is used to
give the builder funds as needed to complete building of the property.
Construction to Permanent Mortgages
The most beneficial way
to build the home of your dreams
